We need people around us to share our worries, our joy, our problems and whatever life is throwing at us.

But always keep the Almighty close to your heart. In syaa Allah there will be a way, there will be light and there will be calmness in your life.

High 5 Qualifier untuk Februari 2020

https://waapp.me/60105050000

Alhamdulillah.

Berjaya achieve recognition HIGH 5 untuk bulan Februari 2020.

Pencapaian untuk dapatkan 7 kes takaful dan takaful hibah polisi Hong Leong MSIG Takaful.

In syaa Allah akan teruskan menyebarkan kepentingan adanya hibah dan takaful kepada orang ramai.

Klik Link bawah untuk QUOTATION PERCUMA anda!
https://medicalcardHLMT.wasap.my
https://medicalcardHLMT.wasap.my
https://medicalcardHLMT.wasap.my

A Positive Mind Is a Great Treasure To Have

Waking up each day and going about your day and repeating the whole cycle until your end of days is what we do now.

But I've realize long ago your days would be much better to go through when you already have a positive mind and raring to seize the day. This is something that I struggle each day to get and very much in amazement with people that have this either naturally or they continuously work on it.

Then, people that I know start with a POSITIVE MIND then say in order to maintain the POSITIVITY, they will try to be surrounded by POSITIVE VIBES. How? Be surrounded by same POSITIVE PEOPLE.

When you have this around you, a POSITIVE LIFE is not far from reach.

Yes. Life has its ups and downs and that makes life colorful in a way. But we tend want the positives and good outweigh the bad and negative.That is the least we should strive for.

For me, its an ongoing project to live a Positive Life. Good luck to me!

Plan Takaful Hibah.Alat Perancangan Kewangan Yang Penting.

Bila sebut tentang "rancang kewangan", selalunya orang akan fikir "mana nak invest? “macam mana nak grow duit aku lagi ni?" atau "mana tempat terbaik untuk simpan dan dapat dividends yang tinggi?"

Tapi masih tak ramai yang fikir "macam mana aku nak protect harta and duit aku ada sekarang?". Salah satu ialah dengan mengambil polisi takaful hibah dengan Hong Leong MSIG Takaful!

Hanya dengan meletakkan budget serendah RM 65 sebulan, kita dapat sediakan sedikit wang untuk ditinggalkan kepada waris kita dan wang ini mudah cair.

Selain itu wang hibah boleh digunakan untuk:

• digunakan untuk bayar kos pengurusan harta pusaka.
• pembayaran hutang-hutang arwah
• digunakan untuk amal jariah
• plan untuk create plan legasi buat keturunan keluarga kita.

Jika berminat untuk menguatkan perancangan kewangan anda, saya sedia membantu. Boleh contact saya Bokhari 010-5050000 atau boleh klik link FB Page saya di header atas tu.

Income Distribution untuk 5 Dana PNB

Penangguhan Urus Niaga PNB. Announcement untuk Dividends ASB2 tak lama lagi?

Selalunya kalau ada penangguhan urusniage PNB akan diikutii dengan pengumuman dividends untuk tahun lepas.

Agak-agaknya berapa ye dividends tahun lepas terutama sekali untuk ASB 2?

Harga Runcit Minyak 21 Mac - 27 Mac 2020

Harga runcit masih menunjukkan penurunan disebabkan turunnya harga mentah dunia.

Tapi isi minyak full pun bukan boleh pergi mana-mana pun sekarang.

Stay at home guys and jom kalahkan Covid-19 ni. Lagi lama perintah ni berlangsung, makin lambat kita nak mulakan semula life macam biasa.

Selamat Menyambut Eidulfitri. Maaf Zahir dan Batin.

1 Syawal. Hari kemenangan. Hari kegembiraan.

Berhati-hati dalam perjalanan serta semasa menjamu selera. Pastikan diri dilindungi untuk mengelakkan terpaksa bayar kos perubatan yang tinggi. 

Belum ada?

Boleh minta dari saya quotation PERCUMA melalui 010-5050000. 

"Tong Kosong" yang paling bising sekali....

Kadang-kadang kita akan jumpa dengan orang yang boleh dikatakan "tong kosong".

Orang-orang yang selalu cakap gah atau janjikan benda yang macam-macam, tapi usaha tak ada dan akhirnya takde hasil.

Selalunya kalau jumpa orang macam ni saya tumpang "energy" dan keyakinan yang dia tengah tunjuk. Same time, bagi encouragement and tips. Manalah tau dapat bantu. 

These days, saya beringat pada quote bawah ini

Pentingnya Hibah Takaful

"Ahhh.....Nantilah bro aku amik medical card. Lepas raya nilah aku cari kau kalau aku jadi nak amik pun".

Itulah antara contoh reply yang saya dapat baru-baru ni bila follow up balik pada client yang nak ada medical card sendiri pada mulanya tapi akhirnya hilang focus sebab nak beli benda lain dgn bajet takaful tadi.

Takaful ni yang terbaiknya semasa kita masih sihat dan keadaan kewangan  yang stabil. Kalau dah masa sakit tu, kena reject dengan company takaful dan insurance janganlah terkejut.

Kalau ada yang nak tahu macam mana nak mulakan adakan plan, boleh PM saya Bokhari 010-5050000. 

PRS Remaja - Simpan RM 1,000 dalam setahun, dapat lagi insentif RM 1,000 dari kerajaan.

Mungkin ramai yang tidak tahu yang dalam bajet 2017 yang lepas insentif simpanan Persaraan Simpanan Swasta (PRS) untuk remaja dinaikkan dari RM 500 kepada RM 1,000.

Dengan hanya membuka akaun dengan RM 100 sahaja, remaja dalam lingkungan umur 20-30 tahun akan dapat simpanan tambahan RM 1,000 dari kerajaan yang akan terus di masukkan dalam akaun simpanan persaraan. 

Pada saya, good deal sebab dapat duit simpanan tambahan dan insentif ini hanya sehingga tahun 2018 sahaja. Insentif ini hanya diberi sekali saja.

Selain itu, penyimpan boleh dapat pelepasan cukai pendapatan tahunan sehingga RM 3,000 bila menyimpan dalam PRS ini. Pelepasan cukai pendapatan ini boleh dinikmati oleh semua penyimpan PRS dan tidak hanya pada golongan remaja.

Jika berminat ingin tahu lebih lanjut, hubungi saya, Bokhari 010-5050000. Boleh kita mengopi sambil saya terangkan tentang PRS ini.

http://www.nst.com.my/news/2016/10/182235/2017-budget-incentive-increase-prs-contributors

Mini Mini Cafe @ Midvalley Megamall

Last week I found some time to do some Back to School shopping for my son. The day got better when my wife took the rest of the day off to join us for the shopping adventure. I had to call it an adventure so that my son didn't get bored.

Before the "adventure" kicked off, we decided to fill up our tummys. My wife suggested the Mini Mini Cafe which is on the 3rd floor. She works next door at The Gardens, so I was game to try a new place.

I am gonna be honest, when I saw the place the first thing that came to my mind was "she is K-Popping again". My wife is a big fan of anything Korean or Korean pop culture inspired stuff. So, I was bracing myself for this experience.

We sat down and ordered. I was immediately proven wrong of the K-pop concept since the food had a variety to it. From the normal stuff like burgers, pizzas and pastas to our own local delicacies like nasi goreng, mee rebus and you get idea.

Charlie Brown and gang having their meal inside our table

More stuffed toys inside the table

My wife ordered the Korean inspired lunchbox

My son ordered his favourite item...

I ordered the Mee Curry

We were very happy with what we ordered and they came with some jelly and also drinks. The prices are reasonable. I would come again just for the mee curry alone. The broth was thick, spicy and the bowl was full of stuff.

I totally recommend the place and you won't be disappointed.

Address: Lot.T-007A & T-005C, 3rd Floor, Mid Valley Megamall, 59200 Kuala Lumpur, Malaysia

Drama Slot Akasia "Harris dan Hannah"

"Kakak, Harris nak tengok pulak iPad..."

"Ok, tengok kejap je tau. Kak Hannah nak tengok pulak lepas tu..."

"Ayaah, adik tak nak share tengok sama-sama.....*waa waaa*...."

"Waaa....waaa......Hannah nak tengok...."

 

Hot Wheels Rally Set

Kaisan setting up his next run

I love collecting Hot Wheels. Hunting. Collecting. Trading and sometimes selling those extra pieces so that I can buy more Hot Wheels.

 

So, not surprising that I am trying to get my eldest son Kaisan hooked to this hobby as much as I am hooked on it. He has his "starter" cars, which I would buy for him (reluctantly), those cars that are deemed normal and not really collectible cars for die-cast enthusiasts.

Bought him his first Hot Wheels Race set (with my wife's full blessing) from Toys R' Us which was on a Star Deal going for RM 59.90 (Normal price RM 69.90). Got back home and immediately got it assembled and watched gleefully as Kaisan continue having so much fun with his hot wheels set. He is hooked! Success!

 

I guess the saying is right. The apple won't fall far from the apple tree. Well something like that.

Looks like fun!

p/s: Maybe will wait until he gets his driving license before passing on my Skylines, Datsun Wagons, Honda 1990 efs and Morris Minis. Well......

Sibling Rivalry

Like every parent, sibling rivalry is something that will cross our thoughts. Even before adding to the current herd (yeah, I call them a herd, in a nice way *smile*) we will already think about this.

Harris & Hannah

With twins, it is something that will definitely happen and it has already started. Initially, my wife and I did not pay too much attention and brushed it off as a normal once or twice occurrence. But apparently it has been getting out of hand with some biting involved. 



This would be the work of Miss Hannah

Usually this happens when they are eyeing for something or just want some space. Hannah is like picky when it comes to her personal space, while Harris is more defensive when it is during feeding time. Like he is trying to say "Harris don't share food" ala Joey Tribbiani in Friends.

We will definitely keep an eye on them from now on. But I don't actually blame Hannah because Harris is kinda very "biteable".

Harga minyak naik semula mulai 1 Mac 2015

Mulai 12:01 pagi nanti harga runcit petrol RON 95, RON 97 dan Diesel akan naik sebanyak 25 sen. Harga baru setiap jenis petrol:

• RON 95 - RM 1.95 seliter
• RON 97 - RM 2.25 seliter
• Diesel - RM 1.95 seliter

Nampaknya peniaga-peniaga yang tak menurunkan harga bila harga minyak turun akan rasa "justified" dalam tidak menurunkan harga barangan sebab sekarang harga petrol sudah naik sedikit semula.

Rezeki terjumpa lagi Super Treasure Hunt

'69 Ford Mustang Boss 302



Terjumpa kali ke-3 Super TH ni di peg masa keluar beli roti di 7-Eleven berdekatan. Memang nampaknya ada "ong" dengan casting ini.

Kali pertama join carboot sale

Dah lama dah saya nak cuba join carboot sale atau pasar karat ni tapi tak sempat. Tak sempat nak tengok barang-barang terpakai apa boleh jual.

 

Mingu lepas join kat tapak carboot sale dekat dengan rumah hari Ahad dengan sewa satu tapak promotion RM 5 sekali dengan ahli keluarga yang lain. Bulan depan naik jadi RM7. Oklah rate tu, nak balik modal pun tak susah.

 



Tempat masih baru, so trafik pengunjung pun tak ramai. Suam suam kuku gitu tapi untuk percubaan pertama tu ok jugalah.

 

Dapat jual kereta-kereta hotwheels dan beberapa pasang baju anak-anak yang dah lama. Nanti boleh try lagi kat tapak yang lain. Sambil berniaga dan duit masuk, boleh juga clearkan sikit area rumah.

 

 

Kepada yang nak cari barang terpakai yang masih elok, mehlah singgah di Carboot Sale Galaxy Seksyen 4 Bandar Baru Bangi dari 7:30 hingga 11:30 pagi. Macam-macam ada :)

 

 

Terima kasih Bonuslink

Hari ni dapat bungkusan courier. Rasanya ini voucher KFC yang di janjikan Bonuslink 2 minggu lepas sebab saya ada points Bonuslink yang dah nak expired. Katanya rugi kalau dibiarkan camtu aje, so saya pun on aje. Tak sia-sia swipe kad Bonuslink kat Shell, Parkson, Caring Pharmacy dan partners yang lain..

Nampaknya malam ini kita makan KFC lah ye. Ke Pizza Hut? Takpun Ayamas...hmmm..

Let's get studying!!!

Crunch time! Doa for me guys to do well.

Taking 1 week study leave from work to do my exams next week. Kinda hard when you have all these distractions.

p/s: updating during my coffee break :P